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Hopefully it’s up to par with what you expect. These options include financing with recent changes in financial aid laws. Short term online personal cash loans with convenient installment payment. We are proud to bring these two great companies together. I joined about 2 1/2 years ago when they were GMAC and thought I was being mislead when they Changed the name to Ally however, I have been pleasantly surprised that there have been not issues with any of their products or services and the interest they are paying now and have been paying still beats the other institutions I have funds in. It’s very easy to move ally bank a better bank funds over our way. Never had a problem opening or closing CDs, and they let me set the terms online, myself, and change them right up to the maturity date. During that period, my place of employment has attempted to direct deposit my paychecks into Ally, but the deposits were rejected.

I really just wish Ally could get the mobile banking ironed out. If you make a deposit via a linked external bank to your IngDirect account, the transfer time is about 2 days and in addition, there is a 5 day holding period imposed by IngDirect before the money is made available.

  • Being online banks, both the banks can afford to offer very aggressive rates when compared to traditional banks.
  • We’ll pass that along to the team over here. Ally and Ing Direct are two of the most popular online banks in the US with no physical branches. I thought he refused to use them but I guess I misunderstood the conversation, ally bank a better bank so now I’m looking into them for the very first time. People all across the country have been talking about how great it is to bank with Ally.
  • Maybe it’s a bit different than the last eight calls, but it still boils down to the same.
  • That line doesn’t have to be that big, No more than a thousand would be good. Ally, unless you like paying interest with INGdirect’s overdraft protection — I don’t.

I’ve heard of ING and Ally but had no idea that ING and Ally were strictly on-line banks… I seem to recall seeing an ING Direct building before but now realize it is one of their “cafes”; not a bank. I’ll give them the opportunity to take responsibility for their mistake and replace the checks they screwed up, for free, or I’m moving to Ally. Let us know if you have any other questions. For starters, coming this spring, you’ll have access to CheckMate, our new remote deposit service. As for mobile, we’re still working on our solution ally bank a better bank there and should have an update on our progress soon. If you use Electric Orange checking or MONEY, you’ll be able to withdraw cash at any of Capital One’s over 2,000 fee-free ATMs – that’s in addition to the 35,000 free Allpoint ATMs you can currently access.

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Ally treats each one of their customers with respect and respond in a quick and timely manner when answering ally bank a better bank any and all questions new and/or existing customers have regardless how many times you might ask a question. FAQs are very well thought out and has excellent search. The only disadvantages that I can think of is 1) Cannot make cash deposits and 2) It takes at least one business day to receive a cashiers check, if needed.



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If ING didn’t have the ridiculous $5 check fee, I would be switching back, simply because I already have a good experience with them, while Ally still needs to earn my trust. Any chance of something like that as a new product feature in the future for customers with good credit scores. ING got it right with the overdraft approach. I’ve been so out of touch with banks of late given the negative real returns, it’ll probably be years before I start searching seriously for yields there again. Chase has branches almost every couple blocks in SF with some just 1 block apart. I’m sure it’s not a comment the bank receives on a daily basis, but with so many baby boomers approaching the age where vision fails, it would be a huge benefit to have an online tool that works well with screen readers.



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They provided a very friendly tongue-in-cheek method of banking. Ally Bank emerges the clear winner with good rates, more services and less fees. So glad I found this forum, I’m definitely going to give Ally a shot. I ran a test where I had both Ally and ING pull ally bank a better bank money from my CU checking account on Wednesday. Great comparison but I gotta ask if Ally offers ally bank a better bank the subaccount feature that ING Orange offers. In June, we let you know that we would soon have a new shareholder.

I’m presently an ING customer and considering the switch to Ally due to the recent CapOne announcement. In the case of mobile, we’ve been working on a solution, so keep an eye out. I was a very loyal ING customer for a great many years. We’re proud of our no hidden fees and no nonsense approach to banking.

Why on earth they would use the wrong address on the checks but mail them to the right one is beyond me. What’s it mean for you down the road. We’re happy to say that the benefits of banking with Ally will sound pretty familiar to an ING Direct customer. My direct deposit isn’t being deposited ally bank a better bank and Ally won’t give me my money. Notice how USAA banking allows customers to group their accounts in various ways ally bank a better bank – from categories to reordering their accounts within the categories.

After five attempts, my accounting department said “Good news, your deposit has been accepted.” and I was so happy. Specializing in real estate and manufactured mobil home for sale apache junction home sales throughout the east. In the meantime, have you tried out our Idea Share platform on Facebook. Ing Direct still beats brick and mortar banks hand down and if you are a ShareBuilder user, using Ing Direct makes ally bank a better bank sense for quick money transfers between your ShareBuilder account and your Ing Direct checking or savings account.

I think that’s one feature ING Orange can tout as being unique about their online banking experience. I have accounts at both, I started with ING and still do my mortgage bill pay account with them, just due to the ease of use of their website. Your browser does not seem to have JavaScript enabled.

They put my physical address on the checks instead of my mailing address, which is what I use for everything, and is the address ally bank a better bank they printed on the little front slip on the book of checks that shows through the little plastic window in the envelope. The worst part…while speaking with a customer service supervisor (almost as useless as a customer service representative, but with a more authoritative sounding title) she indicated that there was no way to further expedite my resolution, as it was a newly opened issue. Browse and compare a wide variety of small business credit cards from u s. How the explanation cover letter helps offender s.



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Being fed up with the fees I’m being charged by Wells Fargo to have my piddly checking/savings account with, motivated me to start researching banks that waive these fees and I came across this site. Thanks for stepping in there, Victoria, and we’ve definitely heard that feedback. I’ve vowed to never deal with Capital One or their shady business practices. Reporting a claim with state auto accident farm is a simple process. I called and tried to fix it, only to be told that I would have to activate the checks, then deactivate the checks, and then pay $5 more dollars for new checks. I was with ING Direct for many years, but the philosophy differences between ING Direct and Capital One are so radically opposite that I went looking for a new bank.

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As many of you probably saw in the news, Capital One recently announced purchasing ING Direct, an online bank that offers some of the same benefits as Ally. Many have tried to copy and none have or will ever be as succcesul. You should check out our tab where you can share your opinions as well. I have contacted customer service several times and have always been treated professionally and had all my questions and concerns answered in a timely manner. You can deposit checks directly into your ING DIRECT accounts anywhere from your computer or the ING DIRECT mobile app.

With Ally you can open multiple checking accounts, all with free checks and free debit cards. When it comes to reviews I believe that mostly upset people are motivated to leave reviews more that satisfied people. So if you have any questions at all please ask them or any of their customers we are proud to say we are members of Ally bank. We’ll have an update for our community as soon as we’re able to.



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Buy panel van in subic bay maittokyo international. Ally bank in my book always beats out ING direct just as moneycone stated above, that they have an unreasonable holding period. ING was available on Friday morning when I checked (in Orange Direct not savings) and Ally was still unavailable. The overdraft protection alone is enough to keep me with them indefinitely. Ally would be great if its website could be more accessible to its blind customers. Efile your tax return directly to the irs.

Our second mobile rollout is scheduled to launch within the next few months and it is expected to include the Ally eCheck Deposit feature for mobile. Don’t know why they just couldn’t keep the good things… What I would love to see Ally do is implement an overdraft protection credit line that is linked to checking accounts, but have Ally use the same method as ING, where they charge just pennies in interest each month when using that back up credit line. Allpoint ATMs are available at Target, Costco, 7Eleven, CVS, Kroger and Walgreens.

I don’t know how some banks manage all their overhead. Take a look at the tab that we’ve linked above as well and let us know about your switch. Zilchworks get out of debt today.

But $5 per 50 checks is ridiculous – they don’t have to provide them for free, but at the local WalMart I can get 200 checks for under $7 – so Ing isn’t getting any love from me on this. I just linked my ING Direct account on my Ally and then moved it all over.